Avoid the hassles and time that you experienced obtaining a mortgage on your previous home(s). Use a FAMILYLENDING.CA Mortgage Agent who can do all the work for you and get you a better rate and product to suit your needs. Although you already know the ropes, things may have changed since you were last in the market.

Renewal

Is your mortgage coming up for renewal? Don’t be too hasty in just signing the form and sending it back to the lender. Over 70% of mortgage holders do just that, and what is the usual consequence? A higher rate and a mortgage product that might not be best suited to their interests. Get a FAMILYLENDING.CA Mortgage Agent on your side today and let them do all the work for you – we will find you the best possible rate and product to suit your interests.

There may come a time when you want to renew/switch your mortgage to another lender who will most often give you a better rate. Most lenders now offer “no cost or low cost switches” and it’s a smart way to reduce your interest costs. FAMILYLENDING.CA can take care of all the details for you and help you negotiate with your existing lender or find a new lender who will give you very competitive rates.

Refinance

There are many reasons why you might want to refinance, or increase your existing mortgage such as to consolidate non-mortgage debt or to finance improvements to your home, etc. A FAMILYLENDING.CA mortgage agent can make it easier for you to negotiate with your existing lender or switch to a new lender who can give you a more favourable rate. There are many factors to consider when refinancing your mortgage. Here’s what you need to know:

Taking out equity in your home

•              Consolidate other debt

•              Renovations & home improvements

Consolidating existing financing

•              Combining mortgages

•              Breaking a closed mortgage to transfer to a new lender

Contact FamilyLending.ca for more information